What Is Independent Living? How to Know if It Is a Good Choice for You

Each life stage brings new challenges and, as you get older, the time may come to look at alternative housing options. Specifically, you might be interested in housing that is designed specifically to meet the needs of seniors. 

What Is Independent Living?

Independent living encompasses several different solutions. You may choose to stay in your own home and community. That is certainly one way to remain independent. However, in regards to senior housing, it usually refers to a more structured environment. When researching options such as retirement communities, be aware of the variety of services that might be available. Many are enclosed in a gated environment to increase security. It is also common to find activities and services within the community. Some examples include:

  • Beauty salons and barbershops
  • Fitness programs
  • Organized trips
  • Transportation services
  • Social activities
  • Educational classes

Who Should Consider It?

Independent living isn’t for everyone. It is generally suitable for individuals who are able to provide for their own regular daily needs, yet want to stay engaged with a peer community. They are generally not good for those who need some level of medical care or who have a degenerative cognitive impairment. Many communities have fees to cover services, so you will need to assess finances to determine if a particular one is a good fit for you. 

Independent living is a popular housing choice for many older adults. While they do not offer medical services, there are still risks. The proper insurance can help reduce those risks to better manage liability.