When most people enter the field of social services, they primarily consider their ability and desire to help and serve other people. Social workers are dedicated to the assistance of those in unfortunate circumstances. However, individuals working in social services need people who are equally dedicated to looking out for them in case they find themselves in the middle of a malpractice claim. Social work liability coverage is helpful for professionals in social services who face the following malpractice claim risks.
This is what most people think of when they first hear the word malpractice. Malfeasance is the act of carrying out something that is unlawful or wrong towards the client.
Not to be confused with malfeasance, misfeasance is a lawful act that is incorrectly carried out. This could be the result of an accident and not necessarily out of malicious intent, but both circumstances are serious allegations.
Nonfeasance is more commonly known as an act of omission. In these cases, the guilty or accused party has allegedly failed to accomplish something that is part of their professional responsibility or something they have agreed to do. These are often the main complaint in a case dealing with alleged negligence.
Unfortunately, many social workers will face claims whether they are unsubstantiated or meritorious. Obtaining a liability policy specifically for social services is a smart way to prepare for such events.