Three Small Businesses That NEED Insurance

Does your small business have insurance? If not, then you’re not doing yourself or your business any favors. With so much that has the potential to go wrong as an entrepreneur, here are three businesses that you might not think need insurance but definitely do.

Laundromats

Think about all of the personal property that you come into contact with every single day. You’re liable for a lot more than you think: Theft, damage and a multitude of other risks. If you’d like to learn more, check out what the pros at www.iwains.com have to say about commercial laundry insurance.

E-Commerce

In these digital days, brick-and-mortar shops are becoming a thing of the past. Just because you don’t have a physical location, that doesn’t mean that you need security any less. Insurance packages cater to all kinds of companies, e-businesses among them. Recommended packages include cybersecurity, product coverage, and loss/damage protection.

Freelancing

You’d better believe that you need insurance as a freelancer! In this line of work, it’s easy for clients to claim that you did a poor/sloppy job, or that the task you accomplished wasn’t what they were looking for. At the very least, general liability insurance is one helpful package to look into.

Insurance is a necessity as a small business owner. Ask a professional about your options and how you can best cover yourself and your small business.