If your company has unique coverage needs, a standard business owners policy might not be the right choice for your business. Instead, you might consider a purchasing a Carmel commercial package policy.
A commercial package policy will generally provide the basic coverage that all businesses need, including liability and property damage insurance. Beyond that, you can add on different types of coverage for areas that are pertinent to the operation of your company.
For example, if your employees handle a lot of cash in the course of their jobs or your company handles sensitive financial transactions, you can add on a business crime insurance to protect yourself from employee dishonesty or computer fraud. This can help give you the peace of mind that your company finances will be protected.
If you have expensive equipment that is essential in the operation of your company, you might want to consider adding equipment breakdown insurance. This type of insurance can cover almost any type of equipment that your company uses – from general office equipment to computers.
If your employees operate service vehicles, you can add also add commercial auto insurance to your policy package.
With a little research, you can determine which Carmel commercial package policy provides the right amount of coverage for your company’s insurance needs.