Coverage Needs for Custodial Services

When you own a house cleaning business, your insurance needs are unique. Most of your work is done on other people’s property. You need adequate liability coverage to protect you in case anything goes wrong. Source: www.moodyinsurance.com/

Customer’s Property

Because your employees work in other people’s residences, you have an obligation to carry liability in case the customer’s property is damaged. Having the right insurance in place for a house cleaning business before an accident occurs protects both you and your customers.

Professional Liability

If your employees don’t perform the jobs they’re hired to perform or if they perform them incorrectly, your customers can sue you. Even if an accusation is unfounded, having coverage can make sure your legal fees are paid.

Premises Liability

When a property is not safe, injuries can occur. If that happens, your premises liability coverage steps in to compensate for any expenses resulting from the accident.

Products and Completed Operations Liability

Some customers may have bad reactions to the products your employees use to clean their homes. Others may slip and fall on floors made wet by mopping. When things like this happen, this policy is designed to pay damages.
When buying insurance for a house cleaning business, you want to make sure you have all the liability coverage you need. The right coverage protects you, your employees and your customers.