A Short Guide To Riggers’ InsuranceDecember 22, 2021
Working as a crane operator is certainly an exciting and unique job. If you don’t have a fear of heights, there are worse ways to spend your working hours than being perched up high above the ground with a great view. However, it is important to make sure you have all the necessary insurance coverage to protect yourself against all potential risks. A big part of this insurance coverage is riggers insurance.
What Is Riggers’ Insurance?
Riggers’ insurance is a type of insurance coverage that is designed to protect you from being held liable for any property you damage while you are lifting it with your crane. This type of coverage is important to have because it doesn’t come as part of your general liability policy.
What Types of Incidents Are Covered By Riggers’ Insurance?
Riggers’ insurance can essentially cover you in any incident where you damage the cargo you are moving with your crane. For example, imagine you are using your crane to move a grand piano to a rooftop and you accidentally drop the piano, causing it to shatter on the street below. Usually, you would be held liable for the cost of the piano but with riggers’ insurance, you’d be covered.
Working as a crane operator has a lot of benefits but there are some downsides as well. Obtaining good riggers’ insurance can help you avoid these downsides.